We are always actively working to expand the range of features and benefits offered to investors at the Premium account level, and our long-term goal is to offer you, as one of the top investors on the platform, an ever-growing suite of one-of-a-kind investments paired with unparalleled service.
As we mentioned in our previous update, as part of that suite, we are pleased to offer another round of one of our newer investment products available exclusively to verified accredited Premium investors - Short-Term Notes.
We are planning to offer two distinct notes in which you can invest:
| Term | Interest Rate |
|---|---|
| 3 months | 3.0% APY1 |
| 12 months | 5.0% APY1 |
1. Annual percentage yield.
We plan on making these notes available for investment over a week-long period starting early next week. We will send a follow-up email when the offering becomes available.
Additional Details
| Minimum Investment | $5,000 |
| Maximum Investment | $250,000 |
| Tax Reporting | 1099-INT |
| Fees | None |
Earn a better rate than traditional short-term investment products:

Important note: Investors should be clear that Fundrise Short-Term Notes are neither FDIC nor SIPC insured, are not backed by any banking institution, and there are no guarantees of return.
Frequently asked questions
Am I eligible to invest?
This opportunity is available exclusively to verified accredited investors at the Premium account level. By verifying your status, you’ll be ready to invest when the time comes, and we’ll make sure you’re one of the first to know about similar opportunities in the future.
When will the offering be made available?
We plan on making these notes available for investment to invest over a week-long period starting early next week. We will send a follow-up email when the offering becomes available for investment.
What tax documents can I expect to receive?
Investors can expect to receive a Form 1099-INT.
What is the minimum and maximum investment?
The minimum investment is $5,000 and the maximum investment is $250,000 on a per-note basis.
How do I earn a return?
The principal of your investment accrues interest on each day from the date of issuance until the maturity date. Accrued interest will be reflected in the total value of your Fundrise account in your investor dashboard. Upon maturity, you can expect to receive the principal plus accrued interest distributed to your primary bank account.
Are there any restrictions on which account types are eligible to invest?
At this time, we cannot accept investments from IRA accounts. Any other account type is eligible to invest.