At Fundrise, it's easy to open an IRA and start investing for your retirement. With three different funding options, you can choose to roll over an existing retirement account, transfer a portion of an existing IRA, or make a contribution to open a new account and start investing today. Here’s how it works:
Option 1: Transfer a portion of your existing IRA
If you’ve already started investing for retirement, consider investing a portion of your existing retirement savings with Fundrise.
How to get started:
- Locate the following information on your current IRA: the custodian, account number, and account type.
- Liquidate the portion of your current IRA that you'd like to invest.
- Start investing through your IRA from fundrise.com/ira/start.
From there, we’ll open your account and initiate the transfer of funds from your previous IRA.
Transfers from most IRA custodians can be completed in as little as a week, and the funds will be automatically invested according to your plan selection.
Option 2: Roll over your 401(k) or another employer-sponsored retirement plan
If you have an old 401(k) from a former employer, you can roll over the funds to invest with Fundrise.
How to get started:
- Locate the following information on your current retirement account: the account type, type of contributions made to the account, and an estimate of the account value.
- Start the rollover process from fundrise.com/ira/start.
- Contact your previous custodian to liquidate the account and initiate the rollover (don’t worry — we’ll provide you with simple instructions along the way to complete the rollover).
Rollovers may seem complicated, but our team of experts is happy to assist you and answer any questions you may have along the way.
Option 3: Open an IRA and make a contribution
If you’re new to retirement investing, or you’re interested in adding to your retirement savings, consider opening an IRA and making an annual contribution to invest. These accounts may allow you to defer taxes or let your savings grow tax-free, both of which can help boost your after-tax profits.
How to get started:
- Determine the type of IRA you’d like to open (Traditional or Roth). Not sure? Learn more about the basics of IRA investing.
- Select the amount you’d like to contribute. The standard contribution limit for tax year 2021 is $6,000 ($7,000 if you’re age 50 or older). It’s important to keep in mind that this yearly contribution limit applies across all IRAs in your name.
- Start investing through your IRA from fundrise.com/ira/start.
We’ll take it from there to open your account and initiate the transfer of funds from your bank account.
Investing in real estate assets can provide unique stability and insulation from market fluctuations, allowing you to help make the most of your retirement savings over the long term.
