Advanced Investing

• Schwab Intelligent Portfolios + Fundrise: A powerful, complementary pairing

  How Fundrise can form a powerful investment combo with Schwab Intelligent Portfolios.
• Vanguard vs. Fundrise: Which is the Better Investment Option?

  We often get the question, “What makes a Fundrise eREIT worth investing in over the Vanguard REIT ETF?” Here we explain the benefits of a more direct investment system for investors and their return potential.
• Fee Comparison Breakdown: Blackstone, Starwood, and Fundrise REITs

  One of the easiest ways to gauge the favorability of an investment platform is to see how its fees stack up against the fee structures of similar products. In this blog post, we present a side-by-side breakdown of the fees of three comparable offerings: REITs from Blackstone, Starwood, and Fundrise.
• REIT Tax Efficiency: A Case Study

  We help maximize our investors' returns by using REITs, a vehicle that can potentially increase after-tax returns by avoiding double taxation.
• How to Boost Real Estate Take-Home Returns with an IRA

  Fundrise has teamed up with Millennium Trust Company to offer investors the ability to invest directly in real estate through IRA accounts. Learn how investing alternative investments with your self-directed IRA can help diversify your retirement funds and allocate savings more efficiently in a centralized account.
• Why Public Stocks Underperform Private Investments

  Imagine if you lost 50% of the value of your investments overnight? How would you feel? Undoubtedly upset, concerned, and disillusioned over the stock markets. While most people assume this scenario is unlikely, the truth is this value slashing happens every day without you even realizing it. In fact, it happens every time you buy a stock or bond for the long-term. You are charged a huge hidden cost and don’t even know it.
• Modernizing Modern Portfolio Theory to Withstand Today’s Financial Markets

  Markowitz's Mordern Portfolio Theory was suited for markets of prior decades. Our research shows that investors in today's market require a new investment model to meet their needs.
• Why Private Market Investing Means Higher Returns: The Upside to Inefficiency

  If you’re looking to boost your portfolio returns, the key may lie in targeting private markets, which offer opportunities to earn higher returns than public markets like the stock market. Commercial real estate offers a prime example of how structural inefficiencies in private markets can position investors to earn superior returns by leveraging operational and informational advantages.
• How To Value Real Estate

  When it comes to determining an investment property's value most professionals first use one of two methods: (1) price per unit; and (2) income relative to price.
• Should I Buy an Investment Property?

  Purchasing an investment property isn’t a decision to take lightly and it certainly isn’t the right choice for every investor. We’ve outlined a few key considerations to help you determine if buying an investment property is right for you.
• Understanding Cap Rates: What Smart Investors Should Know

  The Capitalization Rate, better known as the “Cap Rate,” is arguably one of the most fundamental concepts in real estate investing, but often the most widely misunderstood.
• The Difference Between Internal Rate of Return (IRR) & Return on Investment (ROI)

  Internal Rate of Return (IRR) and Return on Investment (ROI) are two of the most commonly used metrics for evaluating the potential profitability of a real estate investment. While they serve a similar function and are sometimes used interchangeably, there are critical differences between the two.
• The Limitations of Internal Rate of Return (IRR) for Predicting Investment Success

  One should remember that the projected IRR is only as reliable as the underlying assumptions that go into that calculation.
• Hard Assets: Using Real Estate to Hedge Against Inflation

  Is inflation eating away the value of your investments? Hard assets are typically an excellent hedge against rising prices. Other investments, especially bonds and similar fixed-income debt instruments, can lose value as price levels increase.
• What are the Tax Incentives of Investing in Opportunity Zones?

  Opportunity Zones offer new capital gains tax incentives for Opportunity Fund investors. But what are the exact tax incentives of Opportunity Funds, and how do they work? We explain the Opportunity Zone program and what it means for investor options.
• How Opportunity Funds Could Boost Real Estate Investment Returns

  Opportunity Zones offer new real estate investment opportunities due to the unique tax advantages that investors can get under Opportunity Funds and the Opportunity Zone program. Here's how Opportunity Zones impact real estate specifically and what they mean for investors.
• Opportunity Fund or 1031 Exchange: Which Offers Better Tax Advantages for Real Estate Investors?

  Both the 1031 Exchange and the Opportunity Fund offer tax advantages to real estate investors, which one offers investors the greatest number of tax advantages with the greatest magnitude? We examine the differences between the two investment options to determine how they stack up against one another.
• The Top 10 Opportunity Zones in the US

  Much has been reported on the creation of Opportunity Zones and even more on their tax advantages, but, less has been written about the specific Opportunity Zones that are now found in all 50 states. Here's a look at the top Opportunity Zone areas in major metropolitan markets with the most promising near-term growth potential.
• How to Protect Bitcoin Gains Using Opportunity Funds

  With broad capital gains tax advantages available immediately and over the long term, Opportunity Funds could offer enormous tax savings for cryptocurrency investors looking for the most advantageous ways to protect their large capital gains.
• What are Opportunity Zones and How do They Work?

  Opportunity Zones were established under the Opportunity Zone program as a way to revitalize economically distressed communities using private investments. But, what are they exactly and how do they work? We explain the fundamentals of Opportunity Zones and how they can impact more than 8,700 census tracts across the US.
• New Regulatory Guidance on Opportunity Zones Released: Here’s What it Means for Investors

  The Opportunity Zone program was created under the Tax Cuts and Jobs Act and went into effect on January 1, 2018. Because the legislation left many unanswered questions, guidance is expected from the IRS over time. Here's the guidance that the IRS released most recently, and what it means for investors.
• How to Invest in Opportunity Zones: Options to Get Started

  Opportunity Zone investents offer an unprecedented set of new tax advantages for those with capital gains. Find out about your options to invest in Opportunity Zones and what steps are needed to get started here.
• Investment Portfolio Diversification: Why You Need it and How to Achieve it

  Portfolio diversification is key to maximizing return potential while minimizing unnecessary risk. There are many ways to achieve diversification, but some strategies are more effective than others. Here's a look at some of the most useful methods of diversification and how to achieve a diversified portfolio.
• REIT Taxes 101

  One of the most common questions we are asked is “how much will I owe in taxes?” While the answer is complex and varies from investor to investor, this blog post will provide a basic example of how much a hypothetical Fundrise investor might owe in federal taxes in a given year.
• Depreciation and your Fundrise Investment

  Depreciation is an accounting method that increases the tax efficiency of a real estate investment. Learn how depreciation provides a unique tax advantage for your Fundrise investment!
• How to Enhance Portfolio Diversification Using Real Estate

  Even the strongest investment portfolios are likely to experience loss at some point. By diversifying strategically into uncorrelated asset classes, investors can mitigate losses and build a more stable portfolio. Here, we explore how private real estate, an asset class with little to no correlation with many other major asset classes, can significantly boost a portfolio's diversification power.
• How to Roll Over a Capital Gain Into an Opportunity Fund

  If you’ve realized a substantial capital gain, you may be looking for the right investment vehicle to protect your earnings. Here's how an Opportunity Fund has the potential to reduce your tax liability on that capital gain and eliminate capital gain tax liability on future earnings for the next decade.